NEW!
We now offer Card Controls directly in our Mobile App!
Get a complete overview of your ACFCU cards and complete control of when and how they can be used.
Lock your card for security
Turn on location services
Set up transaction alerts
Set transaction limits
And so much more
Download our Mobile App and
try out Card Controls Today!
Features
Check Balances & History
Monitor Your Credit Score
Transfer Funds & Pay Loans
Secure Messaging for support
Deposit Checks and more…
To access ACFCU Mobile Banking, first you must enroll in Online Banking. Please give us a call at 806-358-7561 and we will set up your account and give you a temporary password to log in to Online banking. We will also give you the instructions to add mobile banking. Mobile Banking will let you stay on top of your account activity safely and securely no matter where you are.
ACFCU Mobile Banking allows you better banking features, on the go!
If you have any questions about this application, please contact ACFCU at 806-358-7561.
Deposit Checks
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Any image of the check must accurately and legibly provide all of the information on the front and back of the check.
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The check must be payable to the account holder or a joint account holder.
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Before you take a picture of the check, make sure:
Look at the back of the check and find the section (at either end) that is free of any typed words.
In that space, write “RDC for ACFCU only”.
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After you submit the check HOLD THE CHECK FOR 10 DAYS.
Why? If for any reason ACFCU is not able to accept this check, you will need that original check to still get paid from it.
Peer to Peer payments
Such as Zelle®, Venmo, SquareCash.
What is Zero Liability? The Zero Liability policy is our commitment to get your money back, often the same day, when you’re a victim of fraud. We’ll investigate your fraud claim on your behalf and issue you a provisional credit. The Zero Liability policy only covers transactions that have been confirmed…as fraudulent and that are reported…in a timely manner. You must report suspected fraud as soon as possible.
What is an authorized transaction vs. fraud? An authorized transaction vs. fraud? An authorized transaction is one that you made and approved. Fraud is a transaction that you didn’t make or approve. If someone steals your payment information and makes transactions, you didn’t authorized those and they’re considered fraud.
Are peer-to-peer (such as SquareCash, Zelle® or Venmo) payments or payments to others in the form of gift cards covered by the Zero Liability policy? Zero Liability doesn’t cover authorized purchases made through peer-to-peer services. If you authorize a peer-to-peer payment for a good or service and don’t receive the good or service as promised, it’s not covered by the policy. For example, if you transfer someone money to pay for concert tickets and you don’t receive the tickets, this isn’t covered by Zero Liability. Be cautious of who you pay with peer-to-peer payments; it’s like paying someone with cash. If someone steals your account credentials and makes a peer-to-peer transaction without your consent, you’re covered.